Generate Regular Monthly Income with SWP

Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount every month while your remaining investment continues to grow.

Calculate My SWP Plan My SWP
  • ✅ Monthly cash flow
  • ✅ Tax efficient
  • ✅ Ideal for retirees
  • ✅ AMFI registered distributor

SWP Quick Calculator

Regular Income

SWP provides monthly or quarterly withdrawals — ideal for retirement or regular cash needs.

Growth + Withdrawals

Even as you withdraw, your remaining capital stays invested and continues to grow.

Tax Efficient

SWPs are more tax-efficient than fixed deposits, since only capital gains portion is taxed.

Illustrative Example

Mr. Sharma invested ₹50 lakhs and set up a SWP of ₹30,000 per month. With 8% returns, his corpus sustains for over 20 years while still leaving value at the end.

  • Initial investment: ₹50,00,000
  • Withdrawal: ₹30,000/month
  • Corpus lasts: ~22 years

(Illustrative only. Actual results vary with fund performance & withdrawal rate.)

[Illustration: steady cash flow]

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By submitting you agree to be contacted by Treasuryfy. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.

Frequently Asked Questions

Who should choose SWP?
Ideal for retirees, professionals seeking regular income, or anyone needing systematic withdrawals without fully redeeming investments.
How long will my corpus last?
That depends on withdrawal amount and fund performance. Use our calculator above to estimate sustainability.
Is SWP better than FD?
SWPs can be more tax efficient and flexible compared to fixed deposits. They also allow potential growth of remaining corpus.
Can I change withdrawal amount?
Yes, most funds allow you to modify the SWP amount and frequency after setup.